About Us
Our Story: Built on Trust, Community, and a Helping Hand
Established in 2010 in Bangalore, Acharya Souharda Credit Co-Operative Society Ltd. has been a trusted financial partner for individuals and families for over a decade. With a strong foundation built on transparency, trust, and service, we strive to deliver financial solutions that empower our members and strengthen the community. Our Founder Directors are – Sri. K.K. Acharya, Sri. Muralidharan.S, Sri. Narayan Naik.B, Sri.Abbas Ahmed Ullal, Sri. V.V.Kumar, Sri.K.Ravichandra, Sri.S Ramu, Smt. Prabhavathi Bhat.
Guided by the leadership of our President, Sri K.K.Acharya, we continue to grow as a reliable cooperative institution, committed to financial inclusion and member welfare.
Our Services
We provide a wide range of customer-focused financial services:
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Gold Loan – Instant and secure loans against gold.
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Vehicle Loan – Hassle-free financing for two-wheelers and four-wheelers.
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Housing Loan – Affordable solutions to help you own your dream home.
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Mortgage Loans – Convenient loans against property.
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Secured Loan Against Government Bonds – Safe and dependable loan options backed by government securities.
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Fixed Deposits – Secure investments with attractive returns.
The Cooperative Advantage:
When you bank with Acharya Souharda, you are an owner. This fundamental difference is why we can offer such unique benefits:
- Profits are Shared with You: Our success is your success. We return profits to our members through better interest rates on deposits (like our 9%* FD), lower rates on loans (like our 1% per month gold loan), and profits are distributed among members as divident every year with zero-fee services.
- You Have a Voice: As a member-owned cooperative, you have a say in our direction. We listen to your needs and build services to match.
- Focused on Local Growth: We are deeply invested in the economic well-being of Bengaluru and Karnataka. Your deposits are used to fund loans for your neighbors, helping our local community to thrive.
Join us and be a part of a financial movement that truly values its members.
The Future of Banking is Here
Core Values
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Trust & Transparency – Building lasting relationships through honesty and openness.
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Member-Centric Service – Prioritizing the needs and growth of our members.
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Integrity & Responsibility – Upholding the highest ethical standards in every service.
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Excellence & Innovation – Continuously improving to deliver better financial solutions.
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Community Growth – Contributing to the economic and social well-being of society.
Our Mission
“To provide transparent, member-focused banking services, promote financial inclusion, and foster community growth with integrity and excellence.”
Our Vision
“To be a trusted cooperative bank that empowers members with inclusive, innovative, and sustainable financial solutions.”